Zakat Calculator 2026 — Free Online Zakat Calculator with Live Gold Prices
Calculate Zakat on gold, silver, cash savings, stocks, crypto and business assets in 60 seconds. Free, Sharia-compliant, used by 50,000+ Muslims worldwide. Live gold and silver prices updated daily.
Key Zakat Facts (2026)
- Zakat rate: 2.5% (1/40th) of qualifying wealth held above Nisab for one lunar year (Hawl).
- Gold Nisab: 87.48 grams of pure gold (equivalent to 7.5 tolas).
- Silver Nisab: 612.36 grams of pure silver.
- Zakatable assets: cash, gold, silver, stocks, crypto, business inventory, rental income, savings, investments.
- Recipients: the eight categories named in Surah At-Tawbah (9:60) — the poor, needy, Zakat administrators, those whose hearts are reconciled, captives, debtors, in the cause of Allah, and travellers.
How to Calculate Zakat (Step-by-Step)
- Total your zakatable wealth on your Zakat anniversary (cash, gold, silver, investments, business assets).
- Subtract immediate debts due within the year.
- Compare the net total to the current Nisab threshold (use gold or silver Nisab — silver gives a lower threshold and benefits more recipients).
- If above Nisab and held for one full lunar year, multiply by 2.5%.
- Pay to one or more of the eight Quranic recipient categories.
Frequently Asked Questions
Is Zakat mandatory?
Yes, Zakat is one of the Five Pillars of Islam and is obligatory (fard) for every adult, sane Muslim who owns wealth above the Nisab threshold and has held it for one lunar year.
What is the Zakat percentage?
The standard Zakat rate is 2.5% (one-fortieth) of total zakatable wealth. Agricultural produce and livestock have different rates.
Do I pay Zakat on salary?
You pay Zakat on savings from your salary, not the salary itself. Once your savings remain above Nisab for a full lunar year, 2.5% becomes due.
Is Zakat due on gold jewelry?
Most scholars (Hanafi, Maliki, Hanbali) hold that Zakat is due on all gold above Nisab including jewelry. Some Shafi'i scholars exempt regularly worn personal jewelry.
Topics Covered
This site provides detailed guides for: Zakat on Tola Gold, Zakat on Savings, Nisab Explained, Who Must Pay Zakat, Islamic Calendar 2026, Zakat vs Tax, and country-specific calculators for Pakistan, India, UK, USA, Malaysia, Bangladesh, UAE, Saudi Arabia and more.
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